Let’s be sure you’re covered for trip cancellation and emergency medical expenses while traveling.

Planning a vacation? Setting aside time to visit family or friends? Whatever prompts you to mark your calendar for a trip, remember to prepare for the unexpected.

Whether you travel outside your province or to another country, it is essential that you are properly protected with insurance that covers any medical expenses that arise. The reason is simple: even if your provincial plan will pay for emergency medical treatment, the amount covered is based on what that same service costs where you live — and there are many essentials that government health insurance plans do not cover at all. As a result, you could be out of pocket for a substantial sum, depending on where the emergency occurs and the treatment received.

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